I don’t need Christ—I can negotiate with God at the Judgment.

Many envision the Judgment Day in a very physical sense, where they’ll be in a giant courtroom and hear testimony both for and against them. Then they’ll be called to the stand and give their side of the story. God will then weigh the evidence and render a verdict accordingly. We hope that the good deeds outweigh the bad ones.

Truth be told, most of us can’t talk our way out of a speeding ticket much less a holy verdict given by the Almighty. Being found righteous takes place in this life, when a person is born again through Christ’s blood. The idea that your “good” deeds will be weighed against your “bad” deeds contradicts what the bible says: There is none righteous, no not one. All have sinned and fallen short of God’s glory. (Rom 3:10, 23) You’re doomed. No Get-Out-Jail-Free card. Any sense of negotiating with God must be done while you're alive. Note:

(The Holy Spirit)...will convict the world concerning sin and righteousness and judgment; concerning sin, because they do not believe in Me; and concerning righteousness, because I go to the Father and you no longer see Me; and concerning judgment, because the ruler of this world has been judged. (John 16:8-11)

Thus, the person without Christ has already been convicted and found guilty. There will be no negotiations. God will not answer your demands as to why you think He should have done something different. Or why He allowed such-and-such in your life. He has provided the sacrifice. If you don’t accept it, prepare to face the consequences.

I am the way, and the truth, and the life; no one comes to the Father but through Me. (John 14:6)

He who does not honor the Son does not honor the Father, who sent Him. I tell you the truth, whoever hears My word and believes Him who sent Me has eternal life and will not be condemned; he has crossed over from death to life. (John 5:23, 24)

He who has the Son has the life; he who does not have the Son of God does not have the life. (1 John 5:12)

In other words, you don’t get to God or get into heaven without Christ as your Savior. He is, in fact, our Advocate, our Defense Attorney (1 John 2:1). Self-representation will not be an option.